insurance advice

[maxlee]

hope this is in the right place if not sorry


could one of you help full people please give me some info on
where is the best place to call for insurance? and what is the most insurance friendly transit?

i would be looking at a swb Diesel nothing big just a cheap run around fixer uper would use it as a car not a work Vehicle

i have herd that some times its cheaper to insure a mini bus then just take the seats out and use it as a van i really dont no


i only have 2 years no clames and just turned 23 so insurance is still silly prices

[MrMPuk]

My insurance isn't cheap but the Mk2 3litre minibus I had was insured with Norwich Union for £200 a year and i'm 25 with 3 years NCB.

[100ps_drw_hicube]

right im 18 and have got a 2.5td 100ps hicube the biggest transit you can buy and i currently pay£380ish tpft no ncb

however i looked into getting a ex bt 120 swb van 2.5n/a 70ps and every where i looked the cheapest i could get it was £550 tpft

so how can you explain that

[stevew]

More 120s on the road so more people crashing them?
I've already paid the year up front on mine but you can bet I'm not paying £675 again next year.
Steve

[100ps_drw_hicube]

More 120s on the road so more people crashing them?
I've already paid the year up front on mine but you can bet I'm not paying £675 again next year.
Steve

very true but i can do a lot more damage with a 100ps hicube

so far in my short driving carreer i have had 3 accidents and every accident the other car was a write off and have killed 2 deer and the van has come off lightly 1 front wing, 1 side panel is all that is busted on my van

( none of the accidents were my fault 2 happened at the same place i was cut up in all 3 tho the 2 deer were my fault(speeding) )

[stevew]

I bet you can get a real good thrusting impact with that A-bar!
Steve

[100ps_drw_hicube]

I bet you can get a real good thrusting impact with that A-bar!
Steve

yep problem was the 2nd accident i had the c**t spun round in front of me at 30mph so it kinda bent the a bar but with a bit of help from gvm it is now bent back in place

[maxlee]

so best bet is to get some randam transit that you dont see many of on the road then lol

didnt think they would be that cheap to insure

[pictishpunkgirl]

I'd recommend Commercial Vehicle Direct - you can haggle with them & though whether we use it as a commercial or not is debatable, they kind of steered me through the questions & charged me £220 TP for a 94 LWB high top 2.5Di.

Morag

[frank_sumner]

It is never cheaper to insure a minibus. I know, I paid out a fortune until I found out that if your vehicle has no more than 8 passenger seats then you can insure it as a private vehicle. I got mine through the Co-operative Insurance (http://www.cis.co.uk). They have an on-line quoting system. Give it a go (I paid £134 fully comp for a 1995 Torneo - I do have 5 years + NCB though).

[stevew]

It must be where I live!
I just tried CIS online and without telling them it had been modified with extra seats and windows, with 3 years no claims they quoted me £602.29.
Needless to say they didn't quote me happy!
Steve

[sidspop]

Depends on age, location, age, age of vehicle, and whether the quoter got legover that morning. There's no sense to insurance at all.
For my twopennorth, Wilsons Commercial. I had a swb, g plate at £186 tpft, just changed to R plate swb semi high, at £230. They appear tobe sensible people, and helpful too.
Hope this helps
Andy

[maxlee]

i will run some vans through that website now thanks for that

[maxlee]

ok prices with 2 years no clames

£ 558.90 tpft for a swb TRANSIT 80 POPULAR 2.5D

£546.00 tpft for a 100 popular 2.5d

are the numbers 80 100 120 engine power or inside spec or both???

seams a bit high compered to what i have read in this post
i dont live in a town or high crime place well i dont see any ramrades going on

[MrMPuk]

The number is the load capacity. Still cheaper than any quotes i've had for my 2.5Di 80.