bullbar

[MrMPuk]

Dil, try Norwich union. They gave me a really cheap quite and that was with eerything declared!

[poptart]

it was norwich union mate, they are the only ones who would let me drive other vehicles, but not til i'm 25 which is only february.

[100ps_drw_hicube]

just got my latest quote for the van, £660! .

i pay around £380 a year tpft no ncb and i am 18 p.s try aqoute insurance they were the cheapest for me

[jay]

I am paying £325 tpft with NFU and thats with the espace/jag xj40 and the luton transit for the year with 0 no claims and i just come off a driving ban for dangerouse driving.

[poptart]

cheers guys, i'd like to get all my stuff on one policy but with a van, a ford pop thats been seriously modified and a bike it will be hard to do.

[Terry]

I have been told by a man who CLAIMS to know, that from next year the
'able to drive other vehicles' clause will be removed from ALL policies.

As an aside last time I renewed the tranny policy, the insurance co included a clause that I couldn't drive it more than 100 miles from it's base.

Do you need me to tell you they upped the premium when I advised them
that as a commercial vehicle that was ludicrous.

When you insure a vehicle on the continent your certificate is
automatically a 'green card' mainly because the certificate is printed on green card and says which countries it is valid for, why as we are now a fully paid up member of the E.E.C. do ours not fall into line,
why do our certificates state this certificate has the validity of a green card ! ? ! ? .
I had to show mine in Switzerland last month & it was O.K. but why
are we not falling into line with the rest.

[FredTransit]

I have been told by a man who CLAIMS to know, that from next year the
'able to drive other vehicles' clause will be removed from ALL policies.

Sounds like a case for third party traders insurance then. Try http://www.monthlymotortrade.com

[MrMPuk]

I looked into this monthly traders insurance Fred and you need to be in the motor trader to make the cover legal!

[Luke]

Yes my mate was refused one as he didnt buy sell enough cars!!

[poptart]

yeah I heard about the 'driving other vehicles' being removed soon too but I thought i'd try and keep it on there for as long as pos.
Heard on the news today about motor garages ripping people off etc etc - they should investigate insurance companies!!!! In america I think you insure yourself not the vehicle?
I think in the u.k. gradually the number of people driving with no insurance will increase, they just buy old bangers with a years tax and mot and drive them til they die or need taxing again.

[MrMPuk]

In america your insure just the vehicle, so anybody can drive an insured vehicle!

[jay]

Just ask for a multiple vehicle policy!!thats what I got..

[poptart]

Cheers Jay

[FredTransit]

Yes my mate was refused one as he didnt buy sell enough cars!!

Our (permanant) traders policy describes us as Vehicle Delivery Agents. We don't actually sell anything, and the insurance company knows this. It was like pulling teeth to get the right policy, but it was worth the research. Many brokers just ran sreaming when I mentioned the film work. For some reason the think we are going to go around deliberately ploughing into bus ques and slamming into walls, then claiming off the insurance. They seem to confuse 'Action vehicle' with 'Action Film', ie stunt work!

[Terry]

I think you will find the insurance companies 'accidently' confuse
anything with the dearest premium.
I deliver newspapers with mine, the first quote I got was for £1800.00
I phoned and explained it was not a Maclaren F1, and they explained that the silly young lady on their computer must have logged it as a 'general courier deliveries' accidently, so they reduced it by £400 ,thats a hell of a misread out of my pocket !