Ambowelly wrote:Quick question for you Dan...
My underwriters have given me 60 days to 'start the conversion'. Is there any requirement to change the V5 to Camper/Motor caravan/whatever? I intend to transfer the internals out of a caravan within the next couple of weeks so it will then be a camper but I also intend to take some bits back out as and when I find better stuff to put in it. At what point does it stop being a camper again? What happens if I try to make a claim at the point where I've taken out my dining table for example?
I won't take your reply in any possible legal arisings but advise would be nice!
Hello,
It all depends on the underwriter.
We have two companies that offer quotes on converted campers.
The first underwriter is pretty relaxed and they cover the vehicle more as a day van. This gives you more freedom to add stuff during the year and have higher mileage. Downside the premiums are more expensive than having it fully converted to a camper.
The 2nd underwriter do require the vehicle to be converted and registered as a camper within 90 days. If for any reason there is a delay they will not just cancel the policy, but request photos of the progress. If they are happy that the vehicle is being converted and will be completed shortly they will extend the cover.
Hope that helps
All the very best
Dan Cameron
A-Plan Schemes
01635-879910
Vowed never to go back, but if your used to dealing with these vehicles it might be worth a shout.
